About Us
WHY US
WHAT DO WE DO
WHO WE ARE
WHO WE ARE
WHAT DO WE DO
WHO WE ARE
WHAT DO WE DO
WHAT DO WE DO
WHAT DO WE DO
About DECODING CREDIT
Decoding Credit , a proprietary concern , has been conceptualised to support Companies across segments and industries in analysing their financial structures and advising them in a way forward. Founded in Nov 2019, it has been formed to analyse and re organise the financial structure of the Companies, thus helping them in improving their investment grades. We work across banking channels and NBFCs to provide the requisite solutions for the client. The financial advisory offered covers a basket of products like project finance , WC , Non fund based, credit rating advisory, Trade credits. Debt Capital Advisory, Hedging etc.
JUHEE PRASHANT, FOUNDER AND PRINCIPAL CONSULTANT
MBA graduate from premier University of India. She also holds an Executive MBA in Fintech AND Applied Risk Management from IIM Lucknow. She has 13+ years of Corporate Banking experience with extended expertise in Structured Finance and Credit Risk Modelling across segments. She is a Corporate Finance Specialist with extended expertise in
• Structured Finance and Credit Risk Modelling
• Real Estate Finance and Working Capital Loans
• LC Discounting & Treasury and Trade Credit (Buyers/Suppliers)
• Stressed Asset and NPA management
• Government subsidy schemes
She has handled Debt portfolio of over Rs. 25,000 Cr in all formats together. With Banking relationships across the country (PSU Banks/Private Banks/ NBFCs/Institutions), she is in depth experience in Debt and Mezzanine Debt Markets & ECB Loans. Her corporate experience spans in ICICI Bank –CBG (Bangalore) and SIDBI ( Gujarat Region, Lucknow)
Services offered
financial advisory
- Term Loans/Project Finance Facilities
- Working Capital Facilities (Cash Credit/WCDL)
- Non-Fund Based Limits
- Bills Discounting/LC Discounting Facilities
- Bridge Loans/Structured Finance
- Trade Credit – Buyers Credit/Suppliers Credit
- Debt Capital Market – NCDs/Bonds
- Credit Rating Advisory
- Hedging (Currency/Interest Rate Swaps
- Treasury Advisory
- Cash Budgeting and Management
trusted by The best in the industry
TESTIMONIALS
Simant Prakash, Partner, FE Advisory
Avanti Karbelkar, Senior Relationship Manager, Axis Finance Limited
Avanti Karbelkar, Senior Relationship Manager, Axis Finance Limited
Juhee is an experienced professional in the banking and fund raising sector. During working with Juhee she demonstrated in-depth understanding of the client's businesses and their industry trends. We recommend her services to businesses looking for preparation of business plans or stress testing of business plans, fund raising preparation and negotiation with lenders.
Avanti Karbelkar, Senior Relationship Manager, Axis Finance Limited
Avanti Karbelkar, Senior Relationship Manager, Axis Finance Limited
Avanti Karbelkar, Senior Relationship Manager, Axis Finance Limited
Juhee is a thoroughbred banking professional with a keen eye for solutions that are relevant to her customers. I have known her since 2013 when we were team mates and have been truly impressed by her ability to build and sustain relationships with both, internal and external shareholders.
Her clear thought process and impeccable communic
Juhee is a thoroughbred banking professional with a keen eye for solutions that are relevant to her customers. I have known her since 2013 when we were team mates and have been truly impressed by her ability to build and sustain relationships with both, internal and external shareholders.
Her clear thought process and impeccable communication skills make her a key asset in every business scenario.
Anshul Bnsal, CFO, Zuari Infraworld India Limited
Avanti Karbelkar, Senior Relationship Manager, Axis Finance Limited
Anshul Bnsal, CFO, Zuari Infraworld India Limited
She has a prolific experience in Corporate banking , and in depth expertise in Corporate Finance & credit Risk/Financial Risk Modelling . She was indeed very helpful in deal negotiations. Apart from that she has a good business cycle knowledge which helps in making a proper IM to bank to getting limits